Whether you need a bond to purchase property or you’re looking to increase your existing bond, The Bond Man will source the most competive deal in the market. We specialise in pre-qualifying clients and will gladly issue you with a pre-approval certificate. For personal attention and a truly professional service, look no further than The Bond Man, a widely respected leader in mortgage origination. More...
Debt Consolidation
The Bond Man can help you to improve your monthly cashflow and save you thousands of rands. More...
GETTING A BOND
... it's easier than you think!
It's time to address some misconceptions about bonds.
People seem to think that it's a lot harder to get a bond these days, but in fact there's been a slow and steady relaxation in the lending policy of all the banks over the past year.
Even as I sat down to write this newsletter, an e-mail came through from FNB to say that, in instances where they would previously have offered a maximum 80% (Loan to Value) bond up to R3m, they're now offering up to 90%. And, whereas previously they offered 90% bonds up to R2m, they're now offering up to 95%. For bonds below R2m, they're offering 100% bonds to salaried applicants and 95% bonds to self-employed applicants.
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BONDS IN THE UK
The Bond Man has been appointed as the official representative of Omega Financial Services Limited, a London based mortgage company. More...