Step 1: Find out whether you can afford that dream home!
Enter the relevant values below and click on the "Calculate" button. An amortisation schedule will be generated indicating the minimum monthly payment amount, plus interest, month by month capital reduction figures and the total amount that will be paid over the term that you have selected.

Step 2: See how paying extra each month can reduce the term of your bond...
Simply enter a higher monthly payment amount and click on the "Recalculate" button to see how the number of months is reduced.

Interest Rate % Total amount of loan R
Number of months on loan Monthly repayment amount R